Like you, I’m extremely tired of the recurring headlines about “AI replacing the workforce,” written almost exclusively by people who both know nothing about AI and have never been part of said workforce. Ironic.
Let me start by saying that I do not think AI is going to put massive swaths of people out of work. But that’s only going to be true as long as we are smart, adaptive, and embrace these new tools to make us all more productive and more creative. The problem is that there are tons of lazy people out there who are using AI completely carelessly, with such minimal oversight such that they are essentially writing their own pinkslips.
If you carelessly offload the core and soul of your job to AI, you cannot be surprised when someone decides AI can do it instead of you.
If you are a software engineer for whom Cursor now writes all of your code with minimal oversight or creative input from you, this is bad. If you are a marketer who is generating entire blog posts and page sites with vanilla Claude prompts, this is bad. If you are an SDR who has ChatGPT write all of your outbound emails with no customization whatsoever, this is bad.
At some point, your boss is going to realize that the AI is doing your job, not you.
The brain drain from junior talent and financial modeling#
I see this pattern with more junior people the most. They are at a point in their careers where they have minimal experience and maybe more importantly minimal taste. The risk of overusing AI is huge here, because without going through the motions and developing that earned intuition for the mechanics of your work, you will never develop that taste. IMO at the highest levels, you are paid for exactly this.
I was talking to my friend CJ of the wonderful Mostly Metrics newsletter about how this manifests itself in finance. A lot of what finance teams at startups do is build financial models, which as any investment bankers in the audience can tell you, is something with a lot of manual, repetitive work; in theory a great candidate for some help from AI. Yes, some help. But CJ told me that he’s seeing more junior talent is offloading the entire financial model building process to AI and not building any parts of it from scratch anymore.
(I’ll admit, the use of the word “model” here is a bit confusing.)
This is not good. To intimately know how something works and develop an intuition for it, you need to do the work yourself. In this case, to build the model from scratch, to develop an understanding of what the sensitive variables are, and maybe most importantly, to be able to explain it to someone.
“Maybe I'm like an old man yelling at windmills just because I spent at least 10 years in the trenches doing that from scratch. But they're skipping steps one, two, and three and jumping straight to four.”
Prompting an AI model to build your entire forecast for you will get you a quick answer, sure. But you didn’t build it, so you don’t understand it. What happens when the assumptions baked into the model change?
This is true across so many different disciplines. Just think about the explosion in vibe coding. It’s amazing that a single prompt in Replit can get you a working app. But if you don’t understand what’s going on in the app at all, don’t try to refine and improve it…what have you really created? And what’s stopping someone else from doing it better than you?
Something something Icarus flying too close to the overheating GPUs.